Friday, November 15, 2013

The truth may hurt, but it's worth it

As we all sit witness to the cavalcade of errors day after day as the President rolls out his "Affordable" insurance tax, I've listened to and looked at different ideas and formed an opinion of what could be done to actually help people and not have to lie in order to build trust amongst the masses. 

Americans, though not perfect by any means, are amongst the most forgiving and helpful people, this world has ever known. When dealt with in an honest and upfront fashion, we rise together to help patch up communities destroyed by weather, or feed/clothe those who need it the most. We don't deny anyone emergency medical care, no matter who they may be. We are so giving and trusting that it has become a detriment to our way of life, as is the case recently when the president sold us his bit of goods, and got re-elected, on what has turned out to be just one of his many lies.  

There are some aspects of the tax that most Americans can agree on are needed in today's insurance market, such as not discriminating those with a pre existing condition. That just makes sense. What doesn't make sense to me however, is the idea that a group of people got together and decided that they know what's best for you better than you do. 

So instead of forcing people into a socialistic system that is deemed to failure as presently designed, maybe these couple of ideas are a better way to go. 

The first thing I would suggest, is to open up insurance exchanges to be sold across state lines to any neighboring state that borders your own. Creating this competition would hopefully offer more options and lower rates to those seeking coverage. 

Second, make true affordable insurance available to anyone who is in need of it and willing to contribute. People appreciate the feeling of being a contributer and not just a receiver of things. If they know their insurance company aren't just a bunch of scumbags and are willing to work with them to cover their individual health needs in correlation of what is feasible to their pocketbooks to pay. People won't just be hoping to not get sick and then being strapped with large amounts of debt in the case they do. 

Third, just be honest with people. Those that are able to afford great health plans either on their own or through a work, could swallow the pill of paying a higher rate in their bills each month, if they knew that those extra costs were being spent to help subsidize others who, although paying into the system, just can't afford the same payment others are fortunate to be able to do at that time.  

I truly feel that people would react in a much more positive manner and look at those whom are struggling to make it, but still want to be functioning members of society, with much more respect and admiration and be willing to do more themselves knowing that America is trying to free ourselves from those leeching on to the ever growing entitlement state that has been blossoming over the last 25yrs. 

Now I'm not going to sit here and claim this as all my own thinking, it certainly isn't. Like I said earlier I've been listening too and reading different publications and took bits and pieces from many sources to form this opinion. But I do think in its infancy, there is better ground work laid out there for a more functioning and fair health insurance market place and not forcing people to abandon what they like for what we've been told his better for us by the president of the United States. 





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